There is no separate "Razorpay CVV test tool." Razorpay builds test CVVs into its own test mode: you get sample card numbers from the Razorpay dashboard, and the CVV is a placeholder value you type in yourself. For most Razorpay test cards, any 3-digit number such as 123 passes, because the authorization is simulated rather than sent to a bank.

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What the Razorpay CVV test tool is

People search for a "CVV test tool" expecting software that generates working CVVs. That product does not exist, and Razorpay does not offer one. What Razorpay offers is test mode, a sandbox where fake cards, fake CVVs, and fake UPI IDs let developers check a checkout flow without moving money.

razorpay cvv test

Test mode runs on separate API keys. Keys that start with rzp_test_ point to the sandbox; keys that start with rzp_live_ point to real payments. A test key never charges a real card, no matter which numbers you type.

razorpay cvv test

Where to find Razorpay test card CVV values

In the Razorpay dashboard

Log in to the Razorpay dashboard, switch the account toggle from Live to Test, then open the payment methods or test card section. The dashboard lists card numbers for Visa, Mastercard, American Express, RuPay, and other networks, plus the CVV and expiry each one expects.

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In the developer documentation

Razorpay's developer docs publish the same table. Each row gives a card number, a network name, an expiry rule, and a CVV value. Most entries tell you to use any 3 digits, while a few list a fixed number such as 123.

Which CVV do Razorpay test cards use?

• Standard test cards: any 3-digit number, with 123 as the common default.
• American Express test cards: 4 digits, since Amex uses a 4-digit CID.
• Failure cards: these trigger a mismatch or decline response on purpose, so you can test error screens.
• Expiry: any future date for success cards, a past date for expiry-failure tests.

The exact list changes as Razorpay updates the sandbox, so read the table in your own dashboard before you copy values into a test script.

Step-by-step: run a test payment with a CVV

1. Switch your Razorpay account to Test mode.
2. Copy a test card number and its CVV from the dashboard list.
3. Load your checkout page with a test key ID.
4. Enter the card number, a future expiry date, and the listed CVV.
5. Submit and confirm the payment shows as captured in the test dashboard.
6. Repeat with a failure card to check your error handling.

What a test CVV cannot do

A test CVV has no link to any bank account, so it cannot buy goods, top up a wallet, or move real funds. Test-mode payments never settle, and refunds in test mode are simulated entries rather than credits to a card.

Test card data also has no resale value. It is the same public list every Razorpay developer can see, which is why shops that sell test numbers are selling something you can get for free.

Common mistakes when testing CVV fields

• Using live keys with test cards, which produces a failed authentication.
• Typing a 4-digit CVV into a Visa field, which your own form validation should reject.
• Hard-coding a CVV in production code instead of the sandbox config.
• Skipping the failure case, so broken error messages reach real customers.

Is buying or using real CVVs legal?

No. Buying, selling, or using someone else's card number, expiry, or CVV is card fraud in the United States and most other countries, and it carries criminal penalties. Razorpay test CVVs are fake by design and exist only for software testing.

Payment rules go further: PCI DSS forbids storing the CVV after a transaction is authorized, even for legitimate merchants. That rule is one reason no payment gateway exposes a CVV generator.

FAQ

Does Razorpay test mode check the CVV?

It checks the format. A 3-digit value in a Visa field passes; letters, blanks, and wrong lengths fail. The value itself is not verified against an issuer, because no issuer is involved.

Can I use a real card in Razorpay test mode?

You can type the number, but nothing happens. Test mode ignores real credentials and simulates the response, so no charge reaches the cardholder.

Why does my test payment fail with a CVV error?

Three causes cover most cases: a live key paired with a test card, a 4-digit CVV on a 3-digit field, or a failure card that Razorpay built to decline. Check the response code in the dashboard log.

Do Razorpay test cards expire?

The card numbers stay the same, but the expiry you type must be a future date for success responses. Razorpay updates the list over time, so confirm values before each release cycle.

Bottom line

Searching for a Razorpay CVV test tool leads to one answer: use test mode. The CVV is a placeholder you invent, the card list sits free in your dashboard, and nothing about it works outside a sandbox.