For a Razorpay CVV test, enter 123 as the CVV on the standard Visa and Mastercard test cards, and a four-digit value such as 1234 on the American Express test card. Use any expiry date in the future. These Razorpay test mode CVV values are accepted only in the sandbox; they are rejected once your account is switched to live mode.

razorpay credit card cvv validation test

What a Razorpay CVV test actually is

A Razorpay CVV test is a checkout you run in Razorpay test mode using a published test card number instead of a real card. No money moves and no real account is charged. The CVV field still enforces format rules, so the test tells you whether your payment form accepts a three-digit code, handles the four-digit code American Express uses, and sends the value through the right field in the API request.

razorpay credit card cvv validation test

Razorpay test card CVV values at a glance

• Visa test card: three-digit CVV, commonly 123
• Mastercard test card: three-digit CVV, commonly 123
• American Express test card: four-digit CVV, commonly 1234
• Expiry date: any future month and year
• Name and address: any placeholder text

Test mode does not check whether the CVV matches anything on file, because there is no real cardholder behind the number. Any correctly formatted CVV passes the format check on most test cards.

razorpay cvv validation test

Where to copy the official test card details

Razorpay lists its test card numbers and the matching CVV guidance in its own documentation and inside the dashboard when test mode is enabled. Pull the numbers from there rather than from forum threads or screenshots, since test card sets change over time as new scenarios are added. If a card number is retired, the checkout will fail no matter which CVV you type.

razorpay cvv test api

Why a Razorpay test payment fails even with CVV 123

In the sandbox, the outcome of a payment is tied to the test card number, not to the CVV digits. Razorpay maps certain card numbers to success and others to decline scenarios so developers can reproduce failed payments on purpose. If your test payment declines, check the card number against the current test list before you change the CVV. Other frequent causes are an expiry date in the past, a live-mode API key used against the test endpoint, and a form that blocks four-digit CVVs and so rejects the Amex test card.

Rules for testing safely

• Run CVV tests only in test mode with sandbox keys.
• Never enter a real card number, CVV, or expiry date into a test checkout, and never enter test values into a live checkout.
• Do not log or store CVV values in your application, even in test mode; that habit tends to survive into production and violates card industry rules.
• Switch to live keys only after the test scenarios you care about pass.

Once live mode is on, Razorpay sends the CVV to the issuer for verification, and only the real cardholder's bank can approve it. Test CVV values have no meaning there.