Test Expiry Card: How to Check Card Expiration Dates in Checkout Code
Use a test expiry card to check MM/YY validation in your checkout. Covers sandbox test cards, boundary cases, and the bugs that let expired cards through.
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Digital Gift Cards
The market for digital goods and services are growing rapidly. One of the true shifts in online behaviour is the switch from traditional direct online payments and purchase to wallets and gift cards. ...read more
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Digital Gift Cards
The market for digital goods and services are growing rapidly. One of the true shifts in online behaviour is the switch from traditional direct online payments and purchase to wallets and gift cards. We invite you to start your own online business as a partner of ours. By signing up as a partner you’ll get access to one of the largest gift card databases in the world. All you need to focus on is to market your website and products. Gift cards are quickly outperforming traditional gifts, as they give the recipient the choice to pick their own present from a variety of options. The range of e-gift cards available on the Call of Gift Cards's partner sites includes popular categories such as restaurants, games, travel and fashion.
Gift Vouchers
Traditional gift vouchers are printed paper gifts available in set values that can be spent in specific stores. Open-loop, semi-open loop, and closed-loop are often terms used when referring to gift v...read more
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Gift Vouchers
Traditional gift vouchers are printed paper gifts available in set values that can be spent in specific stores. Open-loop, semi-open loop, and closed-loop are often terms used when referring to gift vouchers. All gift cards sold via our partners’ websites are closed loop. This means that the gift card can only be spent at a single brand location, for example, an Xbox voucher can only be spent at Xbox etc.
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Minecraft Coins –
Starfield –
Alan Wake 2 –
Spotify Gift Card –
Madden NFL 24 –
Mortal Kombat™ 1 –
Garena Shells –
FIFA 23 –
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Valorant Points –
Grand Theft Auto V –
Razer Gold Pin –
Cabal Online eCoin –
Battlenet Gift Card –
Elden Ring –
Minecraft Java + Bedrock –
Call of Duty: Modern Warfare III - Cross-Gen Bundle –
EA SPORTS FCTM 24 Standard Edition Xbox One & Xbox Series X|S –
Steam Wallet Gift Card –
Battlefield™ V Standard Edition –
iTunes Gift Card –
PlayStation Network PSN Gift Card –
Netflix Gift Card –
Google Play Gift Card –
Amazon Gift Card –
Xbox Live Gift Card –
Facebook Game Gift Card –
FIFA 20 (Xbox One) –
Far Cry 5 - Gold Edition (Xbox One) –
NieR:Automata Become As Gods Edition (Xbox One) –
SONIC FORCES™ Digital Standard Edition (Xbox Game EU) –
Apex Legends™ - Octane Edition (Xbox Game EU) –
Mario Kart 8 Deluxe (Nintendo) –
Fortnite V-Bucks Gift Card –
Nintendo eShop Gift Card –
Red Dead Redemption 2 (Xbox One) –
Halo 5: Guardians (Xbox One) –
The Legend of Zelda: Link's Awakening (Nintendo) –
DOOM Eternal Standard Edition (Xbox One) –
The Legend of Zelda: Breath of the Wild (Nintendo) –
Resident Evil 3 (Xbox One) –
Need For Speed Heat (Xbox One) –
Assassin's Creed Odyssey - Gold Edition (Xbox One) –
Cars 3: Driven to Win (Xbox One) –
Call of Duty: Modern Warfare 2 Campaign Remastered (Xbox One) –
Team Sonic Racing™ (Xbox Game EU) –
Project CARS - Game of the Year Edition (Xbox One) –
Mario & Sonic Tokyo 2020 (Nintendo) –
Tom Clancy’s Ghost Recon Wildlands - Deluxe Edition (Xbox One) –
Forza Horizon 4 Ultimate Edition (Xbox One) –
Sekiro™: Shadows Die Twice (Xbox One EU) –
Tom Clancy's The Division 2 (Xbox One EU) –
Gears 5 (Xbox One) –
Dragon Ball Z: Kakarot (Xbox One) –
The Crew Ultimate Edition (Xbox One) –
Ultimate Marvel vs. Capcom 3 (Xbox One) –
Pokemon Let's Go Eevee! (Nintendo) –
Sonic Mania (Xbox Game EU) –
UFC 3 - Deluxe Edition (Xbox One) –
Mass Effect Andromeda - Standard Recruit Edition (Xbox One) –
BioShock: The Collection (Xbox One) –
A Way Out (Xbox One) –
Borderlands 3 (Xbox One) –
Overcooked! 2 (Nintendo) –
World of Warcraft –
PUBG Gift Card –
Spyro Reignited Trilogy (Xbox One) –
Aeria Points Gift Card –
Destiny 2: Shadowkeep (Xbox One) –
Steep (Xbox One) –
Infinite Minigolf (Xbox One) –
Rage 2 (Xbox One) –
Fire Emblem Warriors (Nintendo) –
Anthem (Xbox One) –
Kingdom Hearts 3 (Xbox One) –
FIFA 19 (Xbox One) –
Goat Simulator (Xbox One) –
The Elder Scrolls Online (Xbox One) –
FOR HONOR™ Standard Edition (Xbox One) –
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Credit Card Expiry Test: What It Checks and Where It Applies
What a credit card expiry test checks
A credit card expiry test verifies one field: the four digit expiration date on the card. The format is MM/YY. Payment forms and gateways check that the month is 01 through 12 and that the full date falls in the future. A date in the past fails. Card networks reject an expired card at authorization.
Where the expiration date sits
The date is printed on the card and encoded on the magnetic stripe and the EMV chip. ISO/IEC 7813 defines the format for track data. At checkout the cardholder types the date into the form. The gateway passes it to the issuer inside the authorization message. The issuer compares it to its own record.
Checks a payment form runs
- Month value between 01 and 12.
- Year equal to or later than the current year.
- Full date not in the past.
- Luhn check on the primary account number.
- CVV length: 3 digits for Visa, Mastercard, and Discover. 4 digits for American Express.
- Cardholder name and billing address fields for AVS.
Expiry validation in test mode
Processors publish test card numbers for integration work. Stripe, Adyen, and Authorize.net list test PANs and the expiration dates those numbers accept. Test cards run only in sandbox mode. They carry no funds and no real account. Test transactions belong on a sandbox key, not a live merchant account.
Decline codes
ISO 8583 response code 54 means expired card. Issuers return it when the authorization request carries a date the issuer has already passed. Other codes cover stolen card, insufficient funds, and do not honor.
Card Expiry Checker: A Guide to Verify Your Card's Validity
Compliance
PCI DSS defines cardholder data as the primary account number plus the expiration date, cardholder name, and service code. PCI DSS 4.0 requires protection of stored cardholder data. The CVV is sensitive authentication data and cannot be stored after authorization.
Limits of an expiry test
A future expiration date does not prove a card is open, funded, or held by the person entering it. Expiry is one field among several. Authorization is the only step that confirms the issuer will approve a charge.
Testing cards issued to you, or cards a processor supplies in sandbox mode, is standard integration work. Testing cards you did not receive from an issuer or a processor is not.
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