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Card Testing Defense: How to Protect Your Payment Cards

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Card Testing Defense: How to Protect Your Payment Cards

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Digital Gift Cards

The market for digital goods and services are growing rapidly. One of the true shifts in online behaviour is the switch from traditional direct online payments and purchase to wallets and gift cards. ...read more
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Digital Gift Cards

The market for digital goods and services are growing rapidly. One of the true shifts in online behaviour is the switch from traditional direct online payments and purchase to wallets and gift cards. We invite you to start your own online business as a partner of ours. By signing up as a partner you’ll get access to one of the largest gift card databases in the world. All you need to focus on is to market your website and products. Gift cards are quickly outperforming traditional gifts, as they give the recipient the choice to pick their own present from a variety of options. The range of e-gift cards available on the Call of Gift Cards's partner sites includes popular categories such as restaurants, games, travel and fashion.

Gift Vouchers

Traditional gift vouchers are printed paper gifts available in set values that can be spent in specific stores. Open-loop, semi-open loop, and closed-loop are often terms used when referring to gift v...read more
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Gift Vouchers

Traditional gift vouchers are printed paper gifts available in set values that can be spent in specific stores. Open-loop, semi-open loop, and closed-loop are often terms used when referring to gift vouchers. All gift cards sold via our partners’ websites are closed loop. This means that the gift card can only be spent at a single brand location, for example, an Xbox voucher can only be spent at Xbox etc.

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Card Testing Defense: How to Protect Your Payment Cards

Understanding Card Testing Defense

Card testing is a technique used by cybercriminals to check if payment cards are valid without going through the full transaction process. It involves making small purchases and observing whether the card is declined, authorized, or charged. To combat this, it's crucial to understand and implement effective card testing defense measures.

Protecting Your Cards

  • Monitor your bank statements regularly to spot any unauthorized transactions. Early detection can help you stop the activity and mitigate any losses.

  • Enable alerts and notifications on your payment cards. Many banks offer real-time alerts that can notify you of suspicious activity, providing immediate protection.

  • Avoid sharing sensitive information, such as card numbers and CVV codes, over email or insecure websites. Always use secure platforms when making online purchases.

  • Consider using dual-factor authentication for your online banking and credit card accounts. This adds an extra layer of security to prevent unauthorized access.

Additional Tips

In addition to the above measures, here are some extra tips to enhance your card testing defense:

  • Use virtual cards or one-time-use cards for online transactions, reducing the risk of sensitive card details being stolen.

  • Limit the use of shared public Wi-Fi networks when accessing online banking or making purchases, as these are prime targets for cyber attacks.

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